County Cost Group ZZ750: 2026 BAH at a glance
DoD prices housing in most non-metropolitan counties by grouping counties with similar rental costs into a county cost group. Group ZZ750 covers 706 ZIP codes in 34 states. If your duty ZIP falls in one of the counties below, this is your BAH.
An E-5 with dependents here receives $1,638 a month, 21% below the median housing area ($2,064), ranking 252 of 338 nationally.
For officers, an O-3 with dependents gets $2,154, ranking 256 of 338 (15% below the $2,529 median). Promotion from E-5 to E-7 adds $384 a month in housing allowance here, before any change in base pay.
Dependents add $306 a month for an E-5 (23% over the $1,332 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.
2026 BAH rates for every grade
Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.
| Grade | With dependents | Without | Difference |
|---|---|---|---|
| E-1 | $1,521 | $1,215 | $306 |
| E-2 | $1,521 | $1,215 | $306 |
| E-3 | $1,521 | $1,215 | $306 |
| E-4 | $1,521 | $1,215 | $306 |
| E-5 | $1,638 | $1,332 | $306 |
| E-6 | $1,947 | $1,458 | $489 |
| E-7 | $2,022 | $1,524 | $498 |
| E-8 | $2,103 | $1,707 | $396 |
| E-9 | $2,223 | $1,791 | $432 |
| W-1 | $1,965 | $1,494 | $471 |
| W-2 | $2,055 | $1,704 | $351 |
| W-3 | $2,157 | $1,803 | $354 |
| W-4 | $2,247 | $1,959 | $288 |
| W-5 | $2,367 | $2,037 | $330 |
| O-1E | $2,034 | $1,635 | $399 |
| O-2E | $2,139 | $1,770 | $369 |
| O-3E | $2,268 | $1,938 | $330 |
| O-1 | $1,683 | $1,404 | $279 |
| O-2 | $1,944 | $1,605 | $339 |
| O-3 | $2,154 | $1,833 | $321 |
| O-4 | $2,400 | $2,019 | $381 |
| O-5 | $2,583 | $2,061 | $522 |
| O-6 | $2,601 | $2,133 | $468 |
| O-7 | $2,616 | $2,169 | $447 |
Official DoD rates for MHA ZZ750. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.
Nearby housing areas
The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.
Within about 129 miles, E-5 with-dependents BAH runs from $1,377 (Jefferson City, MO Area) to $2,436 (Saint Louis, MO Area), a spread of $1,059 a month or $12,708 a year for the same rank.
| Housing area | Distance | E-5 with deps | O-3 with deps |
|---|---|---|---|
| Jefferson City, MO Area MO165 | 27 mi | $1,377 | $2,118 |
| Sedalia, MO Area MO162 | 80 mi | $1,611 | $2,244 |
| Saint Louis, MO Area MO161 | 104 mi | $2,436 | $2,760 |
| Fort Leonard Wood (Waynesville, MO) MO163 | 108 mi | $1,479 | $2,028 |
| East Saint Louis, IL Area IL093 | 126 mi | $1,542 | $2,208 |
| Overland Park, KS Area MO160 | 129 mi | $1,986 | $2,310 |
Counties in this cost group
New York (109 ZIPs)
Essex, Steuben, Cayuga, Herkimer, Schuyler, Oswego, Yates
Texas (65 ZIPs)
Rusk, Wharton, Webb, Bee, Llano, Kerr, Howard, Hartley
Iowa (49 ZIPs)
Linn, Dubuque
Idaho (43 ZIPs)
Idaho, Shoshone, Benewah, Clearwater, Camas, Payette
Kentucky (39 ZIPs)
Warren, Livingston, Edmonson, Grant, Shelby, Larue
Utah (38 ZIPs)
Sanpete, Duchesne, Millard
Alabama (32 ZIPs)
Tuscaloosa, Hale
Virginia (32 ZIPs)
Madison, Lancaster, Surry, Culpeper
Georgia (26 ZIPs)
Thomas, Bulloch, Monroe, Butts, Marion, Taylor
Wyoming (20 ZIPs)
Sheridan, Johnson, Weston
Michigan (19 ZIPs)
Lenawee
Minnesota (18 ZIPs)
Mille Lacs, Le Sueur, Pennington
New Mexico (17 ZIPs)
San Juan
North Carolina (16 ZIPs)
Transylvania, Lincoln, Chowan
Pennsylvania (16 ZIPs)
Blair
Oregon (14 ZIPs)
Baker, Gilliam
South Carolina (14 ZIPs)
Florence
Indiana (13 ZIPs)
LaPorte
Louisiana (13 ZIPs)
De Soto, Cameron
Ohio (13 ZIPs)
Hancock
Tennessee (12 ZIPs)
Sevier, Roane, Morgan
California (10 ZIPs)
Modoc
Florida (10 ZIPs)
Suwannee, Dixie
Wisconsin (10 ZIPs)
Jefferson
Washington (9 ZIPs)
Pend Oreille, Columbia, Garfield
North Dakota (8 ZIPs)
Stark
Kansas (7 ZIPs)
Harvey
Oklahoma (7 ZIPs)
Texas
Missouri (6 ZIPs)
Webster
Mississippi (6 ZIPs)
Tunica, Hancock
South Dakota (5 ZIPs)
Fall River
Arizona (4 ZIPs)
Greenlee
Colorado (3 ZIPs)
Dolores
Montana (3 ZIPs)
Granite
Using this rate
- Find your exact rate by duty ZIP, grade and dependency status in the BAH calculator.
- Moving here? Price the move and your PPM in the PCS calculator, and test renting against buying in the rent vs buy calculator.
- See BAH with base pay and BAS as one number in the compensation calculator.
Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.