Terms of Service

Last updated: October 12, 2026

Acceptance of Terms

By accessing and using Mil-Multiplier (milmultiplier.com), you agree to these terms of service. If you do not agree, please do not use the site.

Nature of the Service

Mil-Multiplier provides free military compensation calculators, education benefits comparison tools, career transition resources, and informational content. All tools and content are provided for informational and planning purposes only.

Not Professional Advice

This site does not provide financial, legal, tax, or career advice. The calculators produce estimates based on publicly available DoD pay tables, DFAS rates, VA benefit schedules, and other government-published data. These estimates may differ from your actual entitlements due to individual circumstances, policy changes, tax situations, or data timing.

No professional relationship is created by using this site. Use of Mil-Multiplier's calculators, tools, or content does not establish an attorney-client relationship, financial advisor-client relationship, tax preparer-client relationship, or any other professional advisory relationship. You are solely responsible for any decisions made based on the information provided.

For official pay and benefits information, consult your finance office, servicing HR/personnel office, or the appropriate government agency (DFAS, VA, DoD). For financial planning decisions, consult a licensed financial advisor. For legal questions, consult a qualified attorney or your installation's legal assistance office.

AI-Generated Content

The MOS to Civilian Job Translator uses artificial intelligence (Claude by Anthropic) to generate career match suggestions, salary ranges, and resume bullet points. AI-generated content is not guaranteed to be accurate and should be independently verified. Salary ranges are estimates based on national averages and may vary significantly by location, employer, and individual qualifications. Resume bullets are suggestions and should be customized to reflect your actual experience.

Mil-Multiplier does not guarantee employment. Career matches generated by the MOS Translator are informational suggestions, not job offers or guarantees of employment outcomes. AI-generated resume bullets must be reviewed and verified for accuracy by the user before submitting to any employer. You are solely responsible for the content of your resume and job applications.

Data Accuracy

We make reasonable efforts to maintain current and accurate data in our calculators. Pay tables, BAH rates, COLA rates, OHA rates, and benefit amounts are updated annually based on publicly published government sources. However, we cannot guarantee the accuracy, completeness, or timeliness of any data. Rates and policies may change between our update cycles.

Official data sources: Base pay tables are sourced from DFAS. BAH rates from the DoD Housing Center. COLA rates from DTMO. VA benefit rates from the Department of Veterans Affairs. Education benefit caps from the VA GI Bill website.

No Government Affiliation

Mil-Multiplier is an independently operated website. It is not affiliated with, endorsed by, or connected to the Department of Defense, any branch of the U.S. Armed Forces, the Department of Veterans Affairs, DFAS, or any other government agency.

Intellectual Property

The calculators, tools, blog content, design, and code on this site are the property of Mil-Multiplier. You may use the tools freely for personal use. You may not copy, reproduce, or redistribute the site's tools or content without permission.

Third-Party Links

This site may contain links to external websites (government agencies, educational institutions, financial services). We are not responsible for the content, accuracy, or privacy practices of linked sites.

Analytics and Data Collection

By using this site, you acknowledge that we use Google Analytics 4 (GA4) to collect anonymized usage data including pages visited, time on site, device type, and calculator interactions. This data helps us improve the site and is subject to Google's Privacy Policy. No personally identifiable information is collected by our analytics. You may opt out of analytics tracking by installing the Google Analytics Opt-Out Browser Add-on. For full details on data collection, see our Privacy Policy.

This site displays advertisements through Mediavine. Ad content is determined by Mediavine and its advertising partners, not by Mil-Multiplier. The appearance of an advertisement does not constitute an endorsement of the advertised product or service.

Affiliate Disclosure: How This Site Makes Money

Mil-Multiplier is free and is paid for in three ways: display advertising (Mediavine), optional reader support (Ko-fi), and affiliate partnerships. Affiliate partnerships appear only as cards labeled "Sponsored", placed under a calculator result or at the end of a guide. If you sign up for a partner's product through one of those links, Mil-Multiplier may earn a commission at no additional cost to you.

Commissions never change a calculation. Every number on this site comes from official DoD, VA, DTMO, DFAS, IRS and TSP data and is computed the same way whether or not a sponsored card appears on the page. Partners do not review, approve or pay for the content of any guide or calculator, and a partner's presence is not a recommendation that it is the right choice for you; compare options and read the partner's own terms.

Some categories are never accepted: no sponsored links appear on any page about benefits payable on the death of a service member, no paid placements for VA disability claim consultants (accredited Veterans Service Officers help with claims free of charge), and no lead generation for schools marketing to GI Bill users.

Mil-Multiplier is a personal project of an individual service member. It is not affiliated with or endorsed by the Department of Defense, any branch of service, or the Department of Veterans Affairs, and no partner's products are endorsed by any of them.

Limitation of Liability

Mil-Multiplier is provided "as is" without warranties of any kind. We are not liable for any decisions made based on the information or estimates provided by our tools. Use of this site is at your own risk.

Changes to Terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

Contact

Questions about these terms can be directed to milmultiplier@gmail.com.