Hidalgo County, TX: 2026 BAH at a glance

Military Housing Area TX281 covers 52 ZIP codes in Brownsville, Mcallen, Edinburg, Harlingen, Mission and nearby communities, Texas. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,413
$1,125 without
E-5 with deps
$1,503
$1,248 without
E-6 with deps
$1,860
$1,392 without
E-7 with deps
$1,971
$1,479 without
O-3 with deps
$2,169
$1,728 without

An E-5 with dependents here receives $1,503 a month, 27% below the median housing area ($2,064), ranking 288 of 338 nationally.

For officers, an O-3 with dependents gets $2,169, ranking 254 of 338 (14% below the $2,529 median). Promotion from E-5 to E-7 adds $468 a month in housing allowance here, before any change in base pay.

Dependents add $255 a month for an E-5 (20% over the $1,248 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,413$1,125$288
E-2$1,413$1,125$288
E-3$1,413$1,125$288
E-4$1,413$1,125$288
E-5$1,503$1,248$255
E-6$1,860$1,392$468
E-7$1,971$1,479$492
E-8$2,094$1,578$516
E-9$2,259$1,695$564
W-1$1,878$1,410$468
W-2$2,022$1,575$447
W-3$2,172$1,698$474
W-4$2,292$1,881$411
W-5$2,442$1,998$444
O-1E$1,992$1,500$492
O-2E$2,148$1,656$492
O-3E$2,316$1,851$465
O-1$1,551$1,323$228
O-2$1,857$1,482$375
O-3$2,169$1,728$441
O-4$2,490$1,974$516
O-5$2,721$2,040$681
O-6$2,742$2,151$591
O-7$2,757$2,187$570

Official DoD rates for MHA TX281. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 322 miles, E-5 with-dependents BAH runs from $1,470 (Del Rio, TX) to $2,241 (Austin, TX), a spread of $771 a month or $9,252 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Corpus Christi, TX TX275113 mi$1,788$2,475
Joint Base San Antonio (San Antonio, TX) TX285229 mi$1,869$2,127
Austin, TX TX272288 mi$2,241$3,447
Houston, TX TX282291 mi$2,193$2,700
Del Rio, TX TX278296 mi$1,470$2,121
Bryan, TX Area TX274322 mi$1,758$2,685

ZIP codes in this housing area

Brownsville, TX

7852078521785227852378526

Mcallen, TX

7850178502785037850478505

Edinburg, TX

78539785407854178542

Harlingen, TX

78550785517855278553

Mission, TX

785727857378574

Weslaco, TX

7859678599

Alamo, TX

78516

Combes, TX

78535

Donna, TX

78537

Edcouch, TX

78538

Elsa, TX

78543

Hargill, TX

78549

Hidalgo, TX

78557

La Blanca, TX

78558

La Feria, TX

78559

La Joya, TX

78560

La Villa, TX

78562

Linn, TX

78563

Los Ebanos, TX

78565

Los Fresnos, TX

78566

Los Indios, TX

78567

Lozano, TX

78568

Mercedes, TX

78570

Olmito, TX

78575

Penitas, TX

78576

Pharr, TX

78577

Port Isabel, TX

78578

Progreso, TX

78579

Rio Hondo, TX

78583

San Benito, TX

78586

San Juan, TX

78589

Santa Maria, TX

78592

Santa Rosa, TX

78593

South Padre Island, TX

78597

Sullivan City, TX

78595

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.