State College, PA Area: 2026 BAH at a glance

Military Housing Area PA252 covers 31 ZIP codes in State College, Aaronsburg, Bellefonte, Blanchard, Boalsburg and nearby communities, Pennsylvania. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,656
$1,329 without
E-5 with deps
$1,791
$1,443 without
E-6 with deps
$2,274
$1,707 without
E-7 with deps
$2,388
$1,791 without
O-3 with deps
$2,580
$2,097 without

An E-5 with dependents here receives $1,791 a month, 13% below the median housing area ($2,064), ranking 225 of 338 nationally.

For officers, an O-3 with dependents gets $2,580, ranking 162 of 338 (2% above the $2,529 median). Promotion from E-5 to E-7 adds $597 a month in housing allowance here, before any change in base pay.

Dependents add $348 a month for an E-5 (24% over the $1,443 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,656$1,329$327
E-2$1,656$1,329$327
E-3$1,656$1,329$327
E-4$1,656$1,329$327
E-5$1,791$1,443$348
E-6$2,274$1,707$567
E-7$2,388$1,791$597
E-8$2,508$1,893$615
E-9$2,679$2,034$645
W-1$2,295$1,722$573
W-2$2,436$1,890$546
W-3$2,583$2,052$531
W-4$2,715$2,298$417
W-5$2,877$2,412$465
O-1E$2,406$1,806$600
O-2E$2,562$2,001$561
O-3E$2,739$2,268$471
O-1$1,854$1,515$339
O-2$2,271$1,794$477
O-3$2,580$2,097$483
O-4$2,928$2,388$540
O-5$3,180$2,454$726
O-6$3,207$2,562$645
O-7$3,228$2,607$621

Official DoD rates for MHA PA252. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 119 miles, E-5 with-dependents BAH runs from $1,740 (Wilkes Barre, PA Area) to $2,682 (Frederick, MD Area), a spread of $942 a month or $11,304 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Harrisburg, PA Area PA24775 mi$2,076$2,559
Frederick, MD Area MD130101 mi$2,682$3,255
Martinsburg, WV Area WV454104 mi$2,058$2,478
Wilkes Barre, PA Area PA254109 mi$1,740$2,085
Pittsburgh, PA Area PA250116 mi$2,283$2,643
Baltimore, MD Area MD129119 mi$2,610$3,156

ZIP codes in this housing area

State College, PA

16801168031680416805

Aaronsburg, PA

16820

Bellefonte, PA

16823

Blanchard, PA

16826

Boalsburg, PA

16827

Centre Hall, PA

16828

Clarence, PA

16829

Coburn, PA

16832

Fleming, PA

16835

Howard, PA

16841

Julian, PA

16844

Lemont, PA

16851

Madisonburg, PA

16852

Milesburg, PA

16853

Millheim, PA

16854

Mingoville, PA

16856

Moshannon, PA

16859

Orviston, PA

16864

Pennsylvania Furnace, PA

16865

Philipsburg, PA

16866

Pine Grove Mills, PA

16868

Port Matilda, PA

16870

Rebersburg, PA

16872

Sandy Ridge, PA

16677

Snow Shoe, PA

16874

Spring Mills, PA

16875

University Park, PA

16802

Woodward, PA

16882

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.