Roseburg, OR Area: 2026 BAH at a glance

Military Housing Area OR242 covers 35 ZIP codes in Roseburg, Allegany, Azalea, Bandon, Broadbent and nearby communities, Oregon. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,635
$1,341 without
E-5 with deps
$1,779
$1,428 without
E-6 with deps
$2,214
$1,662 without
E-7 with deps
$2,391
$1,794 without
O-3 with deps
$2,697
$2,085 without

An E-5 with dependents here receives $1,779 a month, 14% below the median housing area ($2,064), ranking 229 of 338 nationally.

For officers, an O-3 with dependents gets $2,697, ranking 148 of 338 (7% above the $2,529 median). Promotion from E-5 to E-7 adds $612 a month in housing allowance here, before any change in base pay.

Dependents add $351 a month for an E-5 (25% over the $1,428 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,635$1,341$294
E-2$1,635$1,341$294
E-3$1,635$1,341$294
E-4$1,635$1,341$294
E-5$1,779$1,428$351
E-6$2,214$1,662$552
E-7$2,391$1,794$597
E-8$2,583$1,938$645
E-9$2,772$2,079$693
W-1$2,238$1,680$558
W-2$2,469$1,869$600
W-3$2,706$2,082$624
W-4$2,796$2,253$543
W-5$2,910$2,433$477
O-1E$2,427$1,821$606
O-2E$2,670$2,004$666
O-3E$2,814$2,208$606
O-1$1,839$1,488$351
O-2$2,211$1,797$414
O-3$2,697$2,085$612
O-4$2,943$2,400$543
O-5$3,117$2,508$609
O-6$3,141$2,685$456
O-7$3,162$2,730$432

Official DoD rates for MHA OR242. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 214 miles, E-5 with-dependents BAH runs from $1,779 (this area) to $2,388 (Corvallis, OR Area), a spread of $609 a month or $7,308 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Eugene, OR Area OR24659 mi$2,187$2,766
Corvallis, OR Area OR24596 mi$2,388$2,865
Salem, OR Area OR244124 mi$2,004$2,709
Portland, OR Area OR243164 mi$2,379$3,030
Eureka, CA Area CA042183 mi$1,827$2,838
Pacific County, WA OR241214 mi$2,055$3,213

ZIP codes in this housing area

Roseburg, OR

9747097471

Allegany, OR

97407

Azalea, OR

97410

Bandon, OR

97411

Broadbent, OR

97414

Camas Valley, OR

97416

Canyonville, OR

97417

Coos Bay, OR

97420

Coquille, OR

97423

Days Creek, OR

97429

Dillard, OR

97432

Drain, OR

97435

Elkton, OR

97436

Gardiner, OR

97441

Glendale, OR

97442

Glide, OR

97443

Idleyld Park, OR

97447

Lakeside, OR

97449

Myrtle Creek, OR

97457

Myrtle Point, OR

97458

North Bend, OR

97459

Oakland, OR

97462

Powers, OR

97466

Reedsport, OR

97467

Riddle, OR

97469

Scottsburg, OR

97473

Sutherlin, OR

97479

Tenmile, OR

97481

Tiller, OR

97484

Umpqua, OR

97486

Wilbur, OR

97494

Winchester, OR

97495

Winston, OR

97496

Yoncalla, OR

97499

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.