Fallon, NV: 2026 BAH at a glance

Military Housing Area NV211 covers 5 ZIP codes in Fallon, Fernley, Silver Springs, Nevada. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,578
$1,287 without
E-5 with deps
$1,596
$1,455 without
E-6 with deps
$1,788
$1,557 without
E-7 with deps
$1,980
$1,587 without
O-3 with deps
$2,319
$1,785 without

An E-5 with dependents here receives $1,596 a month, 23% below the median housing area ($2,064), ranking 260 of 338 nationally.

For officers, an O-3 with dependents gets $2,319, ranking 219 of 338 (8% below the $2,529 median). Promotion from E-5 to E-7 adds $384 a month in housing allowance here, before any change in base pay.

Dependents add $141 a month for an E-5 (10% over the $1,455 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,578$1,287$291
E-2$1,578$1,287$291
E-3$1,578$1,287$291
E-4$1,578$1,287$291
E-5$1,596$1,455$141
E-6$1,788$1,557$231
E-7$1,980$1,587$393
E-8$2,190$1,644$546
E-9$2,373$1,779$594
W-1$1,809$1,584$225
W-2$2,067$1,638$429
W-3$2,325$1,782$543
W-4$2,391$1,827$564
W-5$2,475$2,028$447
O-1E$2,019$1,599$420
O-2E$2,286$1,716$570
O-3E$2,406$1,806$600
O-1$1,629$1,554$75
O-2$1,785$1,596$189
O-3$2,319$1,785$534
O-4$2,499$1,992$507
O-5$2,625$2,109$516
O-6$2,643$2,304$339
O-7$2,661$2,343$318

Official DoD rates for MHA NV211. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 190 miles, E-5 with-dependents BAH runs from $1,596 (this area) to $2,967 (Chico, CA Area), a spread of $1,371 a month or $16,452 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Reno, NV Area NV21343 mi$2,391$2,799
Gardnerville, NV Area CA39364 mi$2,085$3,018
Chico, CA Area CA033125 mi$2,967$3,165
Sacramento, CA CA034146 mi$2,904$3,039
Stockton, CA Area CA035164 mi$2,553$3,309
Fresno, CA CA022190 mi$2,439$2,937

ZIP codes in this housing area

Fallon, NV

894068940789496

Fernley, NV

89408

Silver Springs, NV

89429

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.