Meridian, MS Area: 2026 BAH at a glance

Military Housing Area MS171 covers 20 ZIP codes in Meridian, Bailey, Chunky, Collinsville, Conehatta and nearby communities, Mississippi. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,194
$1,032 without
E-5 with deps
$1,290
$1,062 without
E-6 with deps
$1,545
$1,155 without
E-7 with deps
$1,692
$1,269 without
O-3 with deps
$1,953
$1,527 without

An E-5 with dependents here receives $1,290 a month, 38% below the median housing area ($2,064), ranking 330 of 338 nationally.

For officers, an O-3 with dependents gets $1,953, ranking 302 of 338 (23% below the $2,529 median). Promotion from E-5 to E-7 adds $402 a month in housing allowance here, before any change in base pay.

Dependents add $228 a month for an E-5 (21% over the $1,062 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,194$1,032$162
E-2$1,194$1,032$162
E-3$1,194$1,032$162
E-4$1,194$1,032$162
E-5$1,290$1,062$228
E-6$1,545$1,155$390
E-7$1,692$1,269$423
E-8$1,854$1,392$462
E-9$2,028$1,521$507
W-1$1,563$1,173$390
W-2$1,758$1,344$414
W-3$1,959$1,524$435
W-4$2,052$1,572$480
W-5$2,169$1,728$441
O-1E$1,722$1,293$429
O-2E$1,929$1,446$483
O-3E$2,070$1,554$516
O-1$1,329$1,092$237
O-2$1,542$1,272$270
O-3$1,953$1,527$426
O-4$2,202$1,698$504
O-5$2,382$1,788$594
O-6$2,400$1,938$462
O-7$2,412$1,968$444

Official DoD rates for MHA MS171. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 141 miles, E-5 with-dependents BAH runs from $1,290 (this area) to $2,439 (Birmingham, AL Area), a spread of $1,149 a month or $13,788 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Columbus, MS Area MS16977 mi$1,398$2,181
Jackson, MS Area MS17082 mi$1,920$2,502
Hattiesburg, MS MS17289 mi$1,395$1,866
Mobile, AL Area AL004132 mi$1,887$2,202
Harrison County, MS MS168138 mi$1,602$2,040
Birmingham, AL Area AL007141 mi$2,439$2,565

ZIP codes in this housing area

Meridian, MS

39301393023930339304393053930739309

Bailey, MS

39320

Chunky, MS

39323

Collinsville, MS

39325

Conehatta, MS

39057

Daleville, MS

39326

Decatur, MS

39327

Hickory, MS

39332

Lauderdale, MS

39335

Lawrence, MS

39336

Little Rock, MS

39337

Marion, MS

39342

Newton, MS

39345

Toomsuba, MS

39364

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.