New Orleans, LA Area: 2026 BAH at a glance

Military Housing Area LA116 covers 131 ZIP codes in New Orleans, Metairie, Kenner, Slidell, Covington and nearby communities, Louisiana (plus parts of MS). BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,779
$1,473 without
E-5 with deps
$1,905
$1,581 without
E-6 with deps
$2,373
$1,779 without
E-7 with deps
$2,439
$1,830 without
O-3 with deps
$2,553
$2,202 without

An E-5 with dependents here receives $1,905 a month, 8% below the median housing area ($2,064), ranking 197 of 338 nationally.

For officers, an O-3 with dependents gets $2,553, ranking 166 of 338 (right at the $2,529 median). Promotion from E-5 to E-7 adds $534 a month in housing allowance here, before any change in base pay.

Dependents add $324 a month for an E-5 (20% over the $1,581 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,779$1,473$306
E-2$1,779$1,473$306
E-3$1,779$1,473$306
E-4$1,779$1,473$306
E-5$1,905$1,581$324
E-6$2,373$1,779$594
E-7$2,439$1,830$609
E-8$2,508$2,004$504
E-9$2,634$2,139$495
W-1$2,394$1,797$597
W-2$2,466$2,001$465
W-3$2,556$2,157$399
W-4$2,664$2,385$279
W-5$2,805$2,454$351
O-1E$2,448$1,902$546
O-2E$2,541$2,109$432
O-3E$2,688$2,367$321
O-1$1,968$1,650$318
O-2$2,370$1,866$504
O-3$2,553$2,202$351
O-4$2,847$2,436$411
O-5$3,060$2,472$588
O-6$3,084$2,532$552
O-7$3,105$2,574$531

Official DoD rates for MHA LA116. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 128 miles, E-5 with-dependents BAH runs from $1,395 (Hattiesburg, MS) to $1,905 (this area), a spread of $510 a month or $6,120 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Houma, LA Area LA32655 mi$1,620$2,007
Baton Rouge, LA LA11468 mi$1,875$2,229
Harrison County, MS MS16874 mi$1,602$2,040
Hattiesburg, MS MS17293 mi$1,395$1,866
Lafayette, LA Area LA118115 mi$1,584$2,040
Mobile, AL Area AL004128 mi$1,887$2,202

ZIP codes in this housing area

New Orleans, LA

70112701137011470115701167011770118701197012170122701237012470125701267012770128701297013070131701397014170142701437014570146701487015070151701527015370154701567015770158701597016070161701627016370164701657016670167701707017270174701757017670177701787017970181701827018370184701857018670187701897019070195

Metairie, LA

700017000270003700047000570006700097001070011700337005570060

Kenner, LA

7006270063700647006570097

Slidell, LA

7045870459704607046170469

Covington, LA

704337043470435

Gretna, LA

700537005470056

Mandeville, LA

704487047070471

Belle Chasse, LA

7003770093

Chalmette, LA

7004370044

Harvey, LA

7005870059

Marrero, LA

7007270073

Stennis Space Center, MS

3952239529

Westwego, LA

7009470096

Abita Springs, LA

70420

Arabi, LA

70032

Barataria, LA

70036

Bay Saint Louis, MS

39520

Boothville, LA

70038

Braithwaite, LA

70040

Buras, LA

70041

Bush, LA

70431

Empire, LA

70050

Folsom, LA

70437

Grand Isle, LA

70358

Lacombe, LA

70445

Lafitte, LA

70067

Madisonville, LA

70447

Meraux, LA

70075

Pearl River, LA

70452

Pearlington, MS

39572

Pilottown, LA

70081

Pointe A La Hache, LA

70082

Port Sulphur, LA

70083

Saint Benedict, LA

70457

Saint Bernard, LA

70085

Sun, LA

70463

Talisheek, LA

70464

Venice, LA

70091

Violet, LA

70092

Waveland, MS

39576

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.