Savannah, GA: 2026 BAH at a glance

Military Housing Area GA077 covers 22 ZIP codes in Savannah, Bloomingdale, Pooler, Port Wentworth, Tybee Island, Georgia. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$2,235
$1,821 without
E-5 with deps
$2,415
$1,968 without
E-6 with deps
$2,652
$2,073 without
E-7 with deps
$2,685
$2,241 without
O-3 with deps
$2,745
$2,562 without

An E-5 with dependents here receives $2,415 a month, 17% above the median housing area ($2,064), ranking 104 of 338 nationally.

For officers, an O-3 with dependents gets $2,745, ranking 139 of 338 (9% above the $2,529 median). Promotion from E-5 to E-7 adds $270 a month in housing allowance here, before any change in base pay.

Dependents add $447 a month for an E-5 (23% over the $1,968 single rate), more than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$2,235$1,821$414
E-2$2,235$1,821$414
E-3$2,235$1,821$414
E-4$2,235$1,821$414
E-5$2,415$1,968$447
E-6$2,652$2,073$579
E-7$2,685$2,241$444
E-8$2,718$2,466$252
E-9$2,823$2,529$294
W-1$2,670$2,184$486
W-2$2,697$2,463$234
W-3$2,748$2,538$210
W-4$2,853$2,652$201
W-5$2,991$2,691$300
O-1E$2,688$2,412$276
O-2E$2,736$2,514$222
O-3E$2,874$2,643$231
O-1$2,451$2,055$396
O-2$2,649$2,358$291
O-3$2,745$2,562$183
O-4$3,036$2,676$360
O-5$3,249$2,694$555
O-6$3,273$2,721$552
O-7$3,297$2,769$528

Official DoD rates for MHA GA077. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 130 miles, E-5 with-dependents BAH runs from $1,890 (Fort Gordon (Augusta, GA)) to $2,415 (this area), a spread of $525 a month or $6,300 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Fort Stewart (Hinesville, GA) GA08028 mi$2,310$2,598
Beaufort, SC Area SC25831 mi$2,403$2,856
Naval Submarine Base Kings Bay (Kings Bay, GA) GA07483 mi$2,133$2,418
Charleston, SC Area SC25989 mi$2,385$2,721
Fort Gordon (Augusta, GA) GA073111 mi$1,890$2,250
Naval Station Mayport (Jacksonville, FL) FL058130 mi$2,181$2,364

ZIP codes in this housing area

Savannah, GA

314013140231403314043140531406314083140931410314113141231414314153141631418314193142031421

Bloomingdale, GA

31302

Pooler, GA

31322

Port Wentworth, GA

31407

Tybee Island, GA

31328

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.