Miami, FL Area: 2026 BAH at a glance
Military Housing Area FL061 covers 218 ZIP codes in Miami, Fort Lauderdale, Pompano Beach, Hollywood, Hialeah and nearby communities, Florida. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.
An E-5 with dependents here receives $3,660 a month, 77% above the median housing area ($2,064), ranking 21 of 338 nationally.
For officers, an O-3 with dependents gets $4,437, ranking 21 of 338 (75% above the $2,529 median). Promotion from E-5 to E-7 adds $366 a month in housing allowance here, before any change in base pay.
Dependents add $612 a month for an E-5 (20% over the $3,048 single rate), more than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.
2026 BAH rates for every grade
Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.
| Grade | With dependents | Without | Difference |
|---|---|---|---|
| E-1 | $3,459 | $2,661 | $798 |
| E-2 | $3,459 | $2,661 | $798 |
| E-3 | $3,459 | $2,661 | $798 |
| E-4 | $3,459 | $2,661 | $798 |
| E-5 | $3,660 | $3,048 | $612 |
| E-6 | $3,792 | $3,273 | $519 |
| E-7 | $4,026 | $3,465 | $561 |
| E-8 | $4,281 | $3,693 | $588 |
| E-9 | $4,656 | $3,720 | $936 |
| W-1 | $3,813 | $3,399 | $414 |
| W-2 | $4,131 | $3,690 | $441 |
| W-3 | $4,446 | $3,729 | $717 |
| W-4 | $4,737 | $3,840 | $897 |
| W-5 | $5,085 | $4,083 | $1,002 |
| O-1E | $4,074 | $3,657 | $417 |
| O-2E | $4,398 | $3,714 | $684 |
| O-3E | $4,791 | $3,780 | $1,011 |
| O-1 | $3,687 | $3,252 | $435 |
| O-2 | $3,789 | $3,597 | $192 |
| O-3 | $4,437 | $3,738 | $699 |
| O-4 | $5,208 | $4,041 | $1,167 |
| O-5 | $5,763 | $4,323 | $1,440 |
| O-6 | $5,814 | $4,425 | $1,389 |
| O-7 | $5,862 | $4,506 | $1,356 |
Official DoD rates for MHA FL061. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.
Nearby housing areas
The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.
Within about 191 miles, E-5 with-dependents BAH runs from $2,502 (Melbourne, FL Area) to $3,969 (Key West, FL Area), a spread of $1,467 a month or $17,604 a year for the same rank.
| Housing area | Distance | E-5 with deps | O-3 with deps |
|---|---|---|---|
| West Palm Beach, FL Area FL067 | 49 mi | $3,423 | $3,975 |
| Key West, FL Area FL069 | 99 mi | $3,969 | $4,872 |
| Fort Pierce, FL Area FL423 | 110 mi | $2,691 | $3,078 |
| Fort Myers, FL Area FL424 | 110 mi | $2,694 | $3,129 |
| Melbourne, FL Area FL059 | 162 mi | $2,502 | $2,922 |
| MacDill Air Force Base (Tampa, FL) FL066 | 191 mi | $2,709 | $3,081 |
ZIP codes in this housing area
Miami, FL
Fort Lauderdale, FL
Pompano Beach, FL
Hollywood, FL
Hialeah, FL
Boca Raton, FL
Homestead, FL
Miami Beach, FL
Deerfield Beach, FL
Hallandale, FL
Opa Locka, FL
Pembroke Pines, FL
Coconut Creek, FL
Coral Gables, FL
Coral Springs, FL
Dania, FL
Key Biscayne, FL
Margate, FL
Miami Gardens, FL
North Miami Beach, FL
Plantation, FL
Using this rate
- Find your exact rate by duty ZIP, grade and dependency status in the BAH calculator.
- Moving here? Price the move and your PPM in the PCS calculator, and test renting against buying in the rent vs buy calculator.
- See BAH with base pay and BAS as one number in the compensation calculator.
Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.