Washington County, AR: 2026 BAH at a glance

Military Housing Area AR411 covers 45 ZIP codes in Fayetteville, Springdale, Bentonville, Rogers, Bella Vista and nearby communities, Arkansas. BAH is set by your duty station's ZIP code, not where you choose to live, so this table applies to anyone assigned inside it.

E-4 with deps
$1,662
$1,263 without
E-5 with deps
$1,782
$1,437 without
E-6 with deps
$2,040
$1,545 without
E-7 with deps
$2,154
$1,662 without
O-3 with deps
$2,355
$1,944 without

An E-5 with dependents here receives $1,782 a month, 14% below the median housing area ($2,064), ranking 228 of 338 nationally.

For officers, an O-3 with dependents gets $2,355, ranking 212 of 338 (7% below the $2,529 median). Promotion from E-5 to E-7 adds $372 a month in housing allowance here, before any change in base pay.

Dependents add $345 a month for an E-5 (24% over the $1,437 single rate), less than the typical $375 gap nationally. The with-dependents rate is the same whether you have one dependent or five.

2026 BAH rates for every grade

Monthly, effective January 1, 2026. "Difference" is what dependents add at each grade.

GradeWith dependentsWithoutDifference
E-1$1,662$1,263$399
E-2$1,662$1,263$399
E-3$1,662$1,263$399
E-4$1,662$1,263$399
E-5$1,782$1,437$345
E-6$2,040$1,545$495
E-7$2,154$1,662$492
E-8$2,280$1,839$441
E-9$2,439$1,908$531
W-1$2,058$1,632$426
W-2$2,205$1,836$369
W-3$2,361$1,920$441
W-4$2,466$2,061$405
W-5$2,601$2,181$420
O-1E$2,175$1,779$396
O-2E$2,337$1,893$444
O-3E$2,487$2,031$456
O-1$1,821$1,536$285
O-2$2,037$1,746$291
O-3$2,355$1,944$411
O-4$2,640$2,157$483
O-5$2,847$2,223$624
O-6$2,868$2,340$528
O-7$2,886$2,376$510

Official DoD rates for MHA AR411. If rates in an area fall, members already there keep their higher rate (rate protection) until they PCS or their eligibility changes. 2027 rates are normally announced in mid-December: what to expect.

Nearby housing areas

The closest other MHAs by ZIP-code center. Your BAH follows your duty ZIP, but these show how the rate changes across the region if you are choosing between assignments.

Within about 178 miles, E-5 with-dependents BAH runs from $1,263 (Fort Smith, AR Area) to $1,848 (Little Rock, AR Area), a spread of $585 a month or $7,020 a year for the same rank.

Housing areaDistanceE-5 with depsO-3 with deps
Fort Smith, AR Area AR01258 mi$1,263$1,962
Springfield, MO Area MO16485 mi$1,389$1,998
Tulsa, OK OK24091 mi$1,638$2,106
Little Rock, AR Area AR010148 mi$1,848$1,974
Fort Leonard Wood (Waynesville, MO) MO163158 mi$1,479$2,028
Sedalia, MO Area MO162178 mi$1,611$2,244

ZIP codes in this housing area

Fayetteville, AR

72701727027270372704

Springdale, AR

72762727647276572766

Bentonville, AR

727127271372716

Rogers, AR

727567275772758

Bella Vista, AR

7271472715

Avoca, AR

72711

Canehill, AR

72717

Cave Springs, AR

72718

Centerton, AR

72719

Decatur, AR

72722

Elkins, AR

72727

Elm Springs, AR

72728

Evansville, AR

72729

Farmington, AR

72730

Garfield, AR

72732

Gateway, AR

72733

Gentry, AR

72734

Goshen, AR

72735

Gravette, AR

72736

Greenland, AR

72737

Hiwasse, AR

72739

Johnson, AR

72741

Lincoln, AR

72744

Lowell, AR

72745

Maysville, AR

72747

Morrow, AR

72749

Pea Ridge, AR

72751

Prairie Grove, AR

72753

Siloam Springs, AR

72761

Sulphur Springs, AR

72768

Summers, AR

72769

Tontitown, AR

72770

West Fork, AR

72774

Winslow, AR

72959

Using this rate

Place names: GeoNames (CC BY 4.0), matched to the official DoD ZIP-to-MHA mapping. Rates: DoD BAH rate file effective January 1, 2026.