๐Ÿ“ BAH Rates: Cannon Air Force Base 2026

Clovis, NM โ€” Military Housing Area NM207

E-5 With Dependents
$1,365
Most common enlisted
E-7 With Dependents
$1,695
Senior enlisted
O-3 With Dependents
$1,875
Company-grade officer
MHA Code
NM207
ZIPs: 88103, 88101, 88102

All BAH Rates โ€” Cannon Air Force Base

Rank Monthly BAH Annual BAH Tax-Free Value*
Enlisted
E-11,26015,1201,615/mo
E-21,26015,1201,615/mo
E-31,26015,1201,615/mo
E-41,26015,1201,615/mo
E-51,36516,3801,750/mo
E-61,59319,1162,042/mo
E-71,69520,3402,173/mo
E-81,80621,6722,315/mo
E-91,89022,6802,423/mo
Warrant Officer
W-11,61119,3322,065/mo
W-21,74020,8802,231/mo
W-31,87822,5362,408/mo
W-41,89322,7162,427/mo
W-51,91723,0042,458/mo
Officer
O-11,40116,8121,796/mo
O-21,59019,0802,038/mo
O-31,87522,5002,404/mo
O-41,92023,0402,462/mo
O-51,94423,3282,492/mo
O-61,95623,4722,508/mo
O-71,96823,6162,523/mo
Prior-Enlisted Officer
O-1E1,71320,5562,196/mo
O-2E1,85722,2842,381/mo
O-3E1,89622,7522,431/mo

* Tax-free equivalent assumes 22% combined federal/state tax bracket. Your actual bracket may differ.

Want to see what your total military compensation is worth as a civilian salary?

Calculate Your Full Compensation โ†’

BAH at Cannon Air Force Base (Clovis, NM)

Cannon Air Force Base is located in Clovis, NM, and falls under Military Housing Area NM207. BAH rates here reflect the local housing market costs as surveyed annually by the Department of Defense. Understanding your BAH rate is essential for budgeting whether you plan to rent, buy, or live in on-post/on-base housing.

For the most common enlisted ranks at Cannon Air Force Base, an E-5 with dependents receives $1,365/month in BAH, while an E-7 with dependents receives $1,695/month. These rates are completely tax-free, making them significantly more valuable than equivalent taxable income. Use the table above to find the exact rate for your rank and dependency status.

Using Your BAH at Cannon Air Force Base

BAH is designed to cover approximately 95% of housing costs in the Clovis area for your rank and dependency status. If you find housing for less than your BAH, you keep the tax-free difference. If housing exceeds your BAH, you cover the gap from your base pay. Off-post housing gives you flexibility and potential savings, while on-post housing (if available) means your full BAH goes directly to the housing office with no out-of-pocket costs but no savings either.

Frequently Asked Questions

What MHA code covers Cannon Air Force Base?

Cannon Air Force Base falls under Military Housing Area NM207. This MHA covers the Clovis, NM metropolitan area including ZIP codes 88103, 88101, 88102 and surrounding areas. BAH rates are the same for all ZIP codes within this MHA.

When do BAH rates change at Cannon Air Force Base?

BAH rates update annually on January 1st based on DoD housing cost surveys. Under current policy, your individual rate is protected โ€” if the new year's rate is lower than what you currently receive, you keep the higher rate as long as you maintain continuous eligibility at Cannon Air Force Base with no change in dependency status.

How does Cannon Air Force Base BAH compare to other installations?

An E-5 with dependents at Cannon Air Force Base receives $1,365/month. For comparison, the national median for E-5 with dependents is approximately $2,100/month. Coastal and metropolitan bases tend to have higher rates, while installations in rural or lower-cost areas have lower rates. Use the BAH Calculator to compare any location by ZIP code.

Plan Your Finances

BAH is one of the most valuable components of military compensation because it's completely tax-free. Use the Mil-Multiplier Compensation Calculator to see what your total military pay โ€” including BAH, BAS, and benefits โ€” is really worth as a civilian salary, or the BAH Calculator to look up rates for any ZIP code in the country.

Stationed at Cannon AFB: AFSOC and the Llano Estacado

The Remote AFSOC Mission

Cannon Air Force Base sits roughly seven miles southwest of Clovis on the Llano Estacado โ€” the high plains of eastern New Mexico, 9 miles from the Texas border. The host wing is the 27th Special Operations Wing, an Air Force Special Operations Command (AFSOC) unit operating CV-22 Osprey tiltrotors, AC-130J Ghostrider gunships, MC-130J Commando II, MQ-9 Reaper, and U-28A Draco surveillance aircraft. The 70,000-acre Melrose Air Force Range 25 miles west provides air-to-ground, small arms, and electronic warfare training. Approximately 5,000 active-duty Air Commandos plus roughly 6,000 retirees and a substantial civilian and contractor workforce push total community population around 20,000. The remote location is deliberate โ€” AFSOC operational security and training airspace needs drove the BRAC-era decision to keep Cannon active, and the deployment tempo for the wing's special operations squadrons remains consistently high.

Housing Market and BAH Reality

BAH at Cannon is genuinely generous against the Clovis market. An E-5 with dependents pulls $1,365/month, an E-7 $1,695, and the Curry County rental market typically runs well below those numbers. Three-bedroom rentals in Clovis proper run $900โ€“$1,300; the most desirable inventory sits in northern Clovis and along the Twenty-First Street corridor. Portales (19 miles south, Roosevelt County) gives an alternative quieter option around $800โ€“$1,200. On-base housing through Balfour Beatty operates a growing inventory reflecting the AFSOC mission expansion โ€” quality is generally good and waitlists clear reasonably outside peak PCS season. New Mexico's veteran property tax exemptions expanded in 2025-2026, including a $10,000 reduction in taxable property value for all honorably discharged resident veterans and proportional exemptions based on disability rating starting in 2026 โ€” meaningful for sailors and airmen who establish New Mexico residency during their Cannon tour.

The Honest Spouse Employment Problem

The Clovis civilian job market is small. The cattle, dairy, and agriculture industries dominate the regional economy. Plains Regional Medical Center is the largest non-military local employer. Eastern New Mexico University-Roswell maintains a satellite campus in Clovis. Clovis Community College provides academic and administrative roles. Federal civilian positions on Cannon cycle steadily through USAJOBS and are typically the strongest local option for working spouses. Remote work is the practical answer for traditional career paths; broadband through ENMR Plateau and Plateau Wireless is workable but rural fiber coverage is uneven outside Clovis proper โ€” verify specific addresses. Mountain Time zone alignment with East Coast workdays is functional. The AFSOC community responds to the employment friction with unusually mature family readiness and social infrastructure โ€” the "Cannon community is tight because it has to be" reality is genuine.

Schools and Healthcare

No DoDEA schools on the installation. Clovis Municipal Schools (CMS) serves on-base housing and most of the city โ€” the district runs solid by New Mexico standards, with active military student transition support given the high turnover. Portales Municipal Schools and Texico Municipal Schools serve families in outlying communities. The 27th Special Operations Medical Group on base provides primary care, flight medicine, and routine outpatient services but operates as a clinic rather than a hospital โ€” no emergency room and no inpatient services. For emergencies and complex care, families route to Plains Regional Medical Center in Clovis or to the larger Lubbock, Texas medical complex (100 miles east โ€” University Medical Center, Covenant Health). The 100-mile drive to substantial pediatric subspecialty care is a real consideration for EFMP families. Amarillo, Texas (100 miles north) offers an alternative regional medical destination.

Climate and Local Texture

The Llano Estacado climate is high-plains semi-arid: hot, dry summers in the 90-100ยฐF range with low humidity that makes the heat manageable; cold winters with overnight freezes from November through February; occasional snow and ice events that the region handles slowly; and a defining feature โ€” wind. The wind is constant. Spring dust storms can reduce visibility to near-zero and aircraft operations frequently weather-cancel for dust during March through May. Annual rainfall runs around 17 inches. The compensation: clear high-plains skies with excellent stargazing, genuinely affordable cost of living, and access to outdoor recreation in the Sandia Mountains (160 miles west via Albuquerque) and the Caprock Canyons (90 miles north into Texas). Albuquerque is 220 miles west on I-40 for weekend trips with airport access. The pace is genuinely slow โ€” families who lean into the small-town New Mexico texture rather than fighting it tend to leave Cannon with better memories than the geography would suggest.

Compare BAH at Nearby Bases

PCSing in the region? See how Cannon AFB stacks up:

Fort Bliss Peterson SFB Fort Carson Fort Sill

All 40 installations: BAH Rates by Base ยท Exact rate for any ZIP: BAH Calculator